So far, things, as I’ve said countless times, are going really well for me up here in Portland, Oregon. Eventually, I’ll come to a place where I can simply say “Portland” and not be confused by the other Portland in Maine. Still, as I am now on just over two months having left my last job and my last place of residence, things are pretty damn amazing. I have settled in quite well, though I still feel there is more that needs to happen, which is what brought me to sharing a few thoughts here.
I graduate from school on June 30, 2013. Huzzah! And, at precisely Midnight on the day following that, July 1, 2013, the six-month clock of my student loan grace period begins to tick. In that period of time, I will need to apply for a consolidation loan that will bring all of my federal loans together under one umbrella. I will also need to land myself a full-time job so that I can actually afford to pay them. I know there are programs that attach your income level to the loans so that you only pay what you can reasonably afford, and I hope I qualify for that. There’s also the smaller private loan that I need to worry about too, but really, that one’s not that much.
On top of all of this, at the end of June, the student loan percentage rate doubles to just over 6%. That’s twice the going rate for a home mortgage here in Portland as of today, June 6, 2013.
I’m just all over nervous about all of this. I don’t want my decisions to push myself and expand my mind over the past fifteen years to weigh down the future ahead of me. I don’t want to frustrate Caleb with this in any way. I just want to finally land the job I have been seeking since 2008. I want my break. I want my shot at a normal life.